A bank account that is better than a budget
Crew is the only high-yield checking account that tracks, controls, and automates your finances without a subscription.
It's easy enough to maintain yet powerful enough to help you save — it follows your budget for you.
Banking services provided by Bangor Savings Bank, Member FDIC.1
“Simply put, there is no better way to manage personal finances than what Crew has built.”
- APY on all deposits 2
- 2.95%
- satisfaction with the Crew app
- 99%
- App Store rating
- 4.9
User satisfaction is the sum of 4 and 5 star App Store and Google Play reviews divided by the total number of reviews. Information accurate as of 05/20/26.
What makes Crew different?
You shouldn't follow a budget — you should lead it
Banks track what you actually have, budgets predict what you should have, but the numbers rarely match. Why?
Because doing it is awful.
Crew let's you choose what goes where and automate the rest.
Most budgeting apps only track money after it's been spent.
Crew offers tools within the actual authorization flow that can decline unwanted transactions and set aside real money for bills.
Others only offer high-yield interest on part of your balance.
At Crew all funds earns high-yield interest whether they're sitting in pockets for saving or spending.
It's hard to change your financial world without involving everyone in your life.
Add your partner or children to Crew to see and manage money for your whole household in one place.
Relax, there is no fee to open or maintain an account, no minimum balance, and no subscription required!
What Can You Do With Crew?
Money well saved
Crew automates the things you feel like you should be doing — whether you want to try envelope budgeting, use zero-based budgeting, set aside money for bills, save for a rainy day, or teach your kids fiscal responsibility.
-
Track & Control with Pockets
Create pockets for goals and expenses like groceries or gas. Automatically fund pockets and only spend what you intend.
-
Know What's Safe to Spend
Tell Crew when your paid, when bills are due, and what your goals are, and the app can automatically set aside what you need.
-
Automatically Split paychecks
Point 15% to retirement, $50 to a rainy-day fund, and whatever is left to a dream vacation without having to login each time.
-
Teach Kids Financial Skills
Give kids the autonomy they want in a safe environment with allowances or parental-controlled debit cards.
-
Beyond a Checking Account
No more guessing how much to move from savings to checking. Keep your money in one place with high-yield interest.2
Crew Testimonials
Change your finances for good
Customers love us almost as much as we love them. They use Crew to change their lives by changing their account balances.
-
“After hiding our bill pockets in Crew, we came out $1,500 ahead last month, which is honestly unheard of for us. We’re having amazing results and I’m so grateful!”
Jesika, 31 -
“We use Crew as our main financial resource, including for direct deposits and depositing cash and checks. We fully utilize the Autopilot feature, Bill Reserve, transaction rules, virtual cards, and automatic allowance for our daughter.”
.avif)
Dylan, 30 -
“We use Crew to manage discretionary spending in a mindful way. I am able to see how much money I have for a given category and easily decide if I want to spend the money.”
Rachel, 25 -
“We have accounts and debit cards set up for our kids. One of my favorite features is the ability to approve purchases over a certain price, which gives me peace of mind while still letting my kids make their own decisions.”
.avif)
Craig, 37 -
“Crew keeps our daily management of money in check! We earn interest on a checking account,² which is awesome and really unheard of!”
Kelli, 39
Crew FAQ
Knowledge is power
There has never been a banking and budgeting platform like Crew before, so it's only natural you'd have questions.1
Here are answers to the things we're asked most often.
There is no cost or minimum balance required to open an account, and most people use Crew without paying any fees. There are, however, a few potential costs you should be aware of.
There is a $20 fee for wire transfers for those with a balance below $50,000. However, there is no cost for ACH transfers, which are much more common.
There is no fee for your first 12 cash deposits per year, and a $3.95 fee each transaction afterward.
Crew does not charge ATM fees and will even reimburse you for the first 20 fees per year charged by ATM providers.
Crew is a financial technology company that has built an integrated account manager. It is not a bank. Banking services are provided by Bangor Savings Bank, Member FDIC.1
There is no catch.
Crew earns money from deposits at our partner bank and the normal interchange fees paid by merchants whenever you use a credit or debit card.
Thousands of people have been blissfully happy using Crew for years.
Crew uses industry-standard authentication and risk management practices to secure your Crew account. Deposits are stored at Bangor Savings Bank, member FDIC, and are insured up to $250,000 for individual accounts and $500,000 for joint accounts.3
There is no minimum balance to open or maintain an account.
We thought you'd never ask!
It only takes a few minutes to open an account. Once you're approved, you can link other accounts, create pockets, schedule bills, make rules, or add family members. Or, if you're feeling shy, you can play around in the demo mode in the menu.